Approve and issued LMN's to customers within seconds. Receive push notifications through the Medpaid App so you know when there's opportunity.

Referring patients to Medpaid gives them access to the alternative wellness products they’re actively seeking—plus the added benefit of HSA/FSA reimbursement through a free Letter of Medical Necessity (LMN).

Our in-house medical team uses a proprietary, research-backed system to qualify products for HSA/FSA eligibility in full compliance with IRS guidelines. Each LMN is supported by verifiable research and aligned with IRS Publication 502, ensuring audit-ready documentation. Processing typically takes 5–30 business days, depending on product volume.

Medpaid is the only HSA/FSA eligibility software fully compliant with SIGIS regulations. Competitors risk legal and financial exposure by accepting noncompliant payments, but Medpaid ensures regulatory adherence. HSA/FSA cards cannot legally be used for items requiring a Letter of Medical Necessity (LMN)—only reimbursement with a valid LMN is allowed.

Our software includes the first patient portal built for managing Letters of Medical Necessity (LMNs). Users can track expirations, access documents anytime, and download past LMNs for free.